This online delivery platform is a general publication dedicated to the education of investors and online stock traders; an information service only. The information provided herein is not to be construed as an offer to buy or sell stocks of any kind. The subscriptions are not to be considered as a recommendation to buy any stock but to aid the investor in making an informed decision based on technical and fundamental analysis. Subscribers of www.healthysavings.in may submit questions to us by e-mail, however, since all of our services are impersonal and do not provide individualized advice for specific subscribers, we can only answer questions of a general nature.

PLEASE DO NOT E-MAIL HEALTHY SAVINGS OR ANY OF ITS REPRESENTATIVES FOR PERSONALIZED INVESTMENT ADVICE, WHICH THEY CANNOT AND WILL NOT PROVIDE. We DO NOT customize or tailor educational information or advice to meet the individual goals and circumstances of any one subscriber. We are NOT investment advisors or financial planners. We will answer general questions with regard to the services we offer for education purpose, but we will NOT answer questions about the individual financial circumstances of any subscriber or reader or about stocks unrelated to our services. All investors should consult a qualified professional before trading any stock.

The information provided has been obtained from sources deemed reliable but is not guaranteed as to accuracy or completeness. Healthy Savings staff and www.healthysavings.in make every effort to provide timely information to subscribers but cannot guarantee specific delivery times due to factors beyond our control.

Healthy Savings is not an investment advisor, nor a securities broker. The information provided here is made to investors and speculators in general and without regard to your investment goals, financial circumstances, investment knowledge, and your abilities or personal attitudes towards investing or trading abilities. Investors can and do lose money from investments.

You agree to hold Healthy Savings completely harmless as a result of reading this Web site or Newsletter. In the event Healthy Savings is unable to conduct live study sessions for health reasons, technical issues, or reasons beyond their control, we reserve the right to cancel study sessions or replace Healthy Savings instructor with a substitute instructor. We reserve the right to make temporary or permanent changes to curriculum and/or features on the platform, including study sessions and platform delivery formatting and/or company personnel responsible for stock selection and research.

You acknowledge and agree that Healthy Savings cannot guarantee the results or effectiveness of any of the services to be performed. Healthy Savings shall have the right to assign or subcontract any part of its obligations under this agreement. Healthy Savings shall not be held responsible for any delay or failure in performance of any part of this agreement if due to health reasons of Healthy Savings or reasons beyond our control.

The Information that will be provided in this website, website newsletter/blog, youtube channel is not to be relied upon for your investment decision. Your decision to buy any securities is as a result of your own free will and your own research.

Subscribers to Healthy Savings and its related publications will have access to our services and information as published at our discretion. At the same time, Healthy Savings and its Officers, Affiliates and Employees may receive reports providing ranking information. Healthy Savings and its Officers, Affiliates , family members and Employees also may have access to publicly available information that may ultimately result in or influence a change in rankings or educational information, such as earnings releases, changes in market value, or disclosure of corporate transactions. 


The Website contains hypertexts, links and addresses to other websites and webpages for the reference and convenience of its Users. These hypertexts, links and addresses may take the Users to different webpages and websites owned and operated by persons, groups or incorporations other than the Company and are the sole responsibility of their respective owners and managers.

Neither the Company nor the Website have any control or ownership on what is displayed on such websites and webpages for any purpose and hence neither of them is responsible for the content available on such websites and webpages. When You choose to click on and visit any such webpage or website, You agree that neither the Company nor the Website is responsible or liable for the accuracy, correctness or legality of content, services, products or other material on such websites and webpages.
Any reference or display of any names, products, services or marks belonging to or offered by a third-party or presence of their hypertexts or links on the Website, does not constitute any recommendation, endorsement or sponsorship of such third-party or its products or services. The Users are solely responsible for their use or access of any third-party content or products or services and for all related risks of viruses, worms, trojan horses and other harmful material on such websites or webpages.


Under no circumstance or event shall the Company, the Website or any of its affiliates, employees, agents, suppliers, licensors or any authorized personnel or representatives be liable for any direct, indirect, consequential, incidental, special, punitive or exemplary damages including without limitation to damages for loss of goodwill, use, profits, data or any other tangible or intangible loss related to or arising out of the use of, breach of or inability to use the Website or services provided by the Website, moreover, the said entities and individuals shall also be immune from any liability to compensate any User in anyway for any loss, damage or injury caused because of hacking, tempering or unauthorized use or access of User’s account or any information contained therein.

Further, in no case shall the Company or the Website be liable for any:

Mistake, inaccuracy or error in the content available on Website

Injury or damage whether direct or indirect, personal or not, caused to any User because of access or use of the Website or its services;

Interruption or cessation of transmission of any content or information contained on the website whether to or from the Website;

Unauthorized or unsanctioned use or access of the Website’s secure servers or any personal information or content contained therein;

Any viruses, bugs or destructive programs or links that may be transmitted through the Website by any third-party;

Offensive, defamatory or illegal conduct of any third-party on the Website;

Relationship or transaction between any User and a third-party provider (affiliates) including breach of terms of such transaction or relationship.

Presence of Professionals or any third-party on the Website or any database maintained by the Website shall not in any case be construed as recommendation, solicitation or endorsement of any such Professional or third-party. Any information about such Professional or third-party shall not be treated as device to confirm their credibility, qualification or abilities.

By subscribing to Healthy Savings and its related services, you agree that all material in the website www.healthysavings.in and/or any related web sites and the newsletter “Healthy Savings” are for a single purchaser’s eyes and e-mail address, text message address, etc. only. Should you decide to e-mail or to post this newsletter or any portion of this web site in whole or in part or any material elsewhere, your membership will be terminated and you will forfeit the remaining balance of your subscription, without refund. All data is for your personal use only; it may not be posted on web sites, message boards, communicated verbally, or be used in products or services for sale. All material on this website and its related websites and pages are protected under copyright laws of India. Unauthorized forwarding, copying or reproduction will be treated as a breach of contract.

In addition to the terms above, you agree to read and be bound by any additional terms of use posted in this web site and related web sites under the tab “Terms & Conditions”. By using this website or its services, you acknowledge that you have read and agree to the terms outlined above and any other terms that were presented to you prior to you signing up, including our no exception no refund policy

As stated on the sign-up page when you subscribed and clicked “I agree to the terms and conditions above” there is a strict no refund policy.

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